Epoint Wallet

EPOINT provides a complete low cost banking experience right on your mobile phone.

Now you can receive and send money, cash checks, top-up a mobile phone, pay bills and even access credit anywhere, anytime from the convenience of your mobile phone.

No more travelling to a store on payday to cash that checks;
No need any more to visit a retailer to top up a mobile phone for yourselves or a distant loved one;
No more waiting in long lines to pay a bill or send money to a loved within the US or overseas.

EPOINT brings the cost efficiency of mainstream banking to the convenience of your mobile phone.

If you can qualify for a Debit Card you’ll qualify for EPOINT Wallet.

No need to go anywhere, just download our App and follow the simple instructions and let EPOINT do the rest.

All EPOINT Wallet accounts are FDIC ensured up to $250,000 so you can feel safe in the knowledge your money is protected

Receive payments from partners and employers, transfer funds to friends and relatives and withdraw cash anywhere.


HOW CAN I RECEIVE MONEY FROM FRIENDS, PARTNERS AND EMPLOYERS?

- Transfer to your EPOINT e-Wallet directly from any US bank account, debit or credit card;
- Transfer to your EPOINT®, VISA® or MasterCard® debit card;

- Transfer by bank details, available in the EPOINT® application.



HOW CAN I LOAD MY EPOINT E-WALLET?
- Load Cash at participating retailers;

- Adding funds from VISA, MasterCard®, Maestro bank cards;

- Bank transfer from any bank.
- Direct deposit of Payroll;
- Directly cash check via mobile capture and processing;
- Get instant advances and access to other credit programs (available to qualified EPOINT® customers);



HOW CAN I USE MY MONEY?

- Cash withdrawal at ATMs anywhere (surcharges may apply);

- Payment for goods in stores and on the internet;

- Instant money transfer to any of your VISA, MasterCard®, Maestro and EPOINT bank cards;

- Money transfer to anyone by phone number or e-mail address FREE OF CHARGE;

- Send money to your open bank account in any country in the world;
- Pay bills directly in USA or Mexico.
- Top up a mobile phone anywhere.

- Currency exchange to USD, EUR and RUB at the market rate.



ADVANTAGES OF THE EPOINT® or Optional VISA® and MASTERCARD® Debit Card

- FREE monthly service when you make payments or card purchases to the amount of $500 a month;

- Secure payments with EPOINT®, VISA® or MasterCard®;

- Set up and change the card’s PIN code.
- Qualify for emergency advances and other exclusive EPOINT® and EPOINT® Partner provided credit programs.